We founded and grew The Floow on the belief the provision of telematics insight to insurers can transform the traditional "transactional model" to a "relationship and service led model."
To achieve this, The Floow has built excellence in data collection, storage, management & enhancement and interpretation.
To deliver its vision The Floow has grown an organisation with world class specialists from all key scientific disciplines. At the heart of our culture is the delivery of the highest quality telematics insight to our insurance clients for the benefit of their customers and shareholders in what we believe is a unique, customer focused manner.
The team of qualified professionals is largely drawn from computer science, analytics and actuarial science.
The origins of The Floow are firmly rooted in scientific academic research, computer science, Big Data and statistical analysis, driver psychology and actuarial science. The University of Sheffield is a significant minority shareholder and a source of human capital.
We have a passion for science, and this is a passion that will remain a fundamental part of our organisation.
With these foundations, we are constantly reviewing progress within the industry, improvements in data collection and the impact this will have on our technology, contextual data that should be taken into account in developing our algorithms and also our research regarding road safety and driving behaviour.
Our corporate vision has the goal of making the world a safer, greener environment. The Floow's technology and solutions generate significant benefits for society at large, such as:
The Floow's highly granular, large-scale geo-data collection, analysis and integration methodologies enable a step-change in the way motor insurance is priced, giving an appropriate weighting to fundamental risk factors such as driver behaviour, speed in context of location and circumstances. This enables reducing premiums for responsible drivers who are willing to be monitored. This in turn can potentially reduce the number of uninsured drivers (in the UK 1 car in 20 is either uninsured or not adequately insured [Motor Insurance Bureau]). The demographic of this social problem is primarily young drivers who struggle to afford insurance premiums.
Telematic services provide specific safety and insurance improvements: the Co-operative Insurance in the UK looked at 10,000 telematics insurance customers, aged between 17 and 25, discovering that:
The Floow monitor and quantify risky driving behaviour and use this data to power tailored educational services that provide means for a driver to monitor and improve their personal driving performance. This helps private and corporate drivers and their employers, who are bound to compliance with duty of care and corporate manslaughter legislation.
Car crashes are a major cause of deaths [World Health Organisation]. In terms of safety, accident physiologists indicate that timely intervention after a crash is critical to increase chances of survival and recovery. The Floow contributes an integrated service for automatic and/or voluntary crash notifications to selected emergency providers and, when possible, provide real-time information of an unfolding rescue process.
The Floow's ability to collate data on a wide range of factors (including speed in relation to type of road, time of day, congestion, weather, acceleration and deceleration etc.) and apply regression against actual claims allows for a richer understanding of accident causation, which can be used to further prevention. On a more general basis, the data collected by the systems are used to identify locations with abnormal and recurring behavioural patterns, identifying possible inadequacy of road infrastructure.
Eileen Clarkson Finance Manager
Dr Zhuoli Zhang Joint Venture Account Manager
Michelle Futter HR Leader
Letisha Whyte Office Administrator
Jill Colley Accounts Assistant
Amanda Ridgway Customer Support
Wale Awelenje Android Team Lead
Zac Mathews Android Developer
Alex Brown Android Developer
Rui Vieira Android Developer
Dr John Martindale Android Developer
David Trindade Design Team Lead
Olivia Todd Graphic Designer
Mehul Patel Graphic Designer
Daniel Simpson Project Manager
Beckie Gates Project Manager
Dr Ben Carpenter Solutions Architect
Robbie May Business Analyst
Bartosz Debski Ops Team Lead
James Stocker System Administrator
Jonathan Homer System Administrator
Oliver Bowman Apprentice System Administrator
Rebecca Edgcumbe Driver Improvement Team Lead
Chika Agabu Driving Improvement Coach
Chris Galvin Driving Improvement Coach
Kevin Dudley iOS Team Lead
Alex Cornforth iOS Developer
Daniel Bradley iOS Developer
William Robinson iOS Developer
James Newbould iOS Developer
Matthew Ryan iOS Developer
Sam Rayner iOS Developer
James Ridgway Platform Team Lead
Carl Ibbotson Senior Platform Engineer
Andrew Lee Senior Platform Engineer
Matthew Crowson Senior Platform Engineer
Luke Willis Platform Engineer
Jonathan Brighton Platform Engineer
Carmelo Miraglia Platform Engineer
Matthew Sibson Platform Engineer
Stuart Murray Platform Engineer
Mark Goodinson Senior Quality Assurance Engineer
Nick Houfe Senior Quality Assurance Engineer
William Pearson Senior Quality Assurance Engineer
Devi Gopal Senior Quality Assurance Engineer
Michael Nares QA Engineer
Rick Fletcher QA Engineer
James Elliott QA Engineer
Sheetal Lendhay QA Engineer
Jonathan Smith Head of Data Science
Dr Sue Liu Data Scientist
Dr Clare Matthews Data Scientist
Dr Simon Jones Data Scientist
David Steele Data Scientist
Sam Bennett Data Scientist
Prof Fabio Ciravegna Scientific Adviser and Co-Founder
Dr Lisa Dorn Scientific Adviser
Douglas Mills Web Team Lead
Damon Foster Senior Web Developer
Adam Sharp Web Developer
Arran Scott Web Developer
Cameron Drysdale Web Developer