We work with the best motor insurers in the world, delivering superior predictions and transforming insurance into a rich mobility service. With one of the largest insurance telematics teams in the industry, we push the data science frontier helping actuaries build unique insights.
The Floow harnesses the power of sensors, software and data, enabling insurers to focus on their core mission of protecting consumers. We are dedicated to equipping the insurance industry with indispensable technology tools that protect human life and promote all forms of smart mobility awaiting us.
We bring together a unique depth of resources, to take on some of the most ambitious telematics propositions in the world, with a level of personal care and attention to details that is akin to craft.
Our technology is "device agnostic": we collect data from smartphones and from on-board devices (self-installed, professionally fitted or originally installed devices).
We turn smartphones into powerful mobility sensors, through SDK for integration in third party assets or through Native App.
Through behavioural data - contextually enriched after capture from any sensing device - our team delivers scores with demonstrably superior predictive power.
Our world-class scoring platform pushes behavioural scores to match and surpass traditional, proxy-based models and enables pricing straight from telematics data.
On behalf of insurers, we develop services for consumers and fleets, driving mass market adoption through data-driven engagement including Crash Management, Education and Online Rewards.
We are aggressively developing new services to help our insurance partners and their policyholders take advantage of the transforming world of mobility.
Inspired by the insights from decades of the best social science on driver behaviour, Floow Coaching is impactful behavioural conditioning and measurement.
Contact us to learn how to generate superior human, social and economic benefits with Floow Coach.
Science pervades our entire product range as 70%+ of our staff are scientists.
Using a combination of advanced data cleansing, standard actuarial techniques and machine learning; we combine the data received from sensors many times per second with detailed contextual data (including expected behaviour), remove non-car trips and create meaningful scores.
Working directly with actuaries and underwriters at our clients who share their claims data with us ensures that the scores uniquely predict insurance risk and can be integrated optimally into their rating structure.
Used by top insurers and market leaders, globally
A measure of anticipation including poor acceleration, braking and cornering.
Phone use whilst driving takes your eyes and mind off the road.
You should take regular breaks on long journeys.
How does your speed compare to other drivers on the same road?
Driving at night can be nearly 10 times more risk than driving later in the day.
Which roads you drive on is more important than where you live.
The Floow, having pioneered in Telematics, are now exploring Innovation across various technologies and sectors. Our cutting edge activities cross: Automotive; Traffic Management; Modelling; Satellite; Smart Cities; Pollution and Autonomous Vehicles.
This wide research helps us build novel leading capabilities for our clients including the latest leading science.