Jonathan Smith

Pricing and Underwriting Director

Jonathan is responsible for helping clients maximise the value from their telematics programme, acting as the key lynchpin between the client’s actuarial teams, our analytics teams and industry developments. As such, he aims to collaborate with our clients to innovate and generate insights that improve underwriting and therefore drive competitive advantage and commercial success.

Jonathan has over 17 years general insurance experience having worked for two of the UK’s largest motor insurers; Aviva and Direct Line Group. His expertise spans pricing & underwriting, data science, proposition development, change management and IT. 

Previously Head of Telematics Pricing at Direct Group Plc, Jonathan has extensive experience of launching telematics programmes and integrating insights from them into pricing and underwriting business models and processes; and in doing so driving commercial value. 

As a recognised expert in the field of telematics, Jonathan has spoken at industry conferences and been called upon by the Police to provide analytical support and expert witness testimony in court. 

Jonathan also holds an MA from The University of Cambridge where he studied Computer Science & General Engineering.

Jonathan’s motivation for working in telematics is to deliver more accurate and fairer pricing to drivers around the world whilst simultaneously helping his insurance clients grow and profit from the competitive advantage that telematics can deliver. Telematics is all about using actual driving data to quantify risk; pulling apart the good drivers from the bad ones and Jonathan works with his clients to embed that knowledge into their risk and pricing models.

Outside of work, Jonathan enjoys DIY, Gardening, Skiing and Golf, and also has ambitions to own some donkeys.


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