Chief Insurance Officer
As Chief Insurance Officer, Steven’s primary role is to assist insurance companies in maximising results from telematics based insurance programs. He assists in areas including optimising telematics modelling / scoring to increase pricing accuracy, insights into obtaining and retaining telematics customers, regulatory support in filing programs, business development and for some companies, helping them to begin using telematics in evaluating risk. Steven also provides general insurance leadership experience within The Floow’s senior management team.
Steven has over 30 years of experience within the Property & Casualty insurance industry. His experiences include roles in distribution, claims, underwriting, product management, service, processing, reinsurance and pricing.
Steven’s experience includes countrywide accountabilities as well as very regional focused assignments. He has started insurance operations from scratch (The Auto Club Insurance Company of Florida) and returned sustained profitability to a 2 billion dollar insurance holding company (ACIA).
Within the telematics space, Steve was responsible for introducing the first smartphone only based telematics solution in the United States.
Steven is a graduate of Iowa State University. He holds a Bachelor’s of Science degree in Economics and a Bachelors of Business Administration in Finance.
He holds two professional designations: Certified Insurance Counselor and Certified Risk Manager. Steven has also served on the Board of Directors for the Institute for Building and Home Safety (IBHS). His role at IBHS also included his position as vice chairman for the Audit and Finance committee.
His proudest moment working at The Floow is that he is part of an organisation on the cutting edge of telematics and helping save lives on our roadways.
Steven and his wife AnnMarie have 4 daughters, 2 labradors and 1 teenager. The entire family enjoys active outdoor pursuits and has developed a special appreciation for Northern Michigan summers.Connect with Steven on LinkedIn