Mobility Data, AI & Technology Expertise

Real-world mobility data provides valuable evidence about how people travel, how vehicles are driven and how transport networks function. The Floow has expertise in capturing, processing and interpreting driving data from smartphones, aftermarket telematics devices and connected vehicle systems.

By working with data from different sources, we can help build a more detailed understanding of journeys, driving patterns and mobility behaviours. Our capabilities include mobility data capture, telematics data processing, journey analysis, driving behaviour measurement and the development of data-led insights for insurance, transport and research applications. The value lies not simply in collecting data, but in understanding what it reveals and how that understanding can inform better decisions.

Complex mobility challenges require more than descriptive statistics. They require analytical methods that can identify meaningful patterns, assess risk and support predictions about real-world outcomes. Our data science expertise underpins the analysis of mobility behaviour and the development of predictive insights.

By combining mobility data with contextual information and behavioural indicators, we work to make complex patterns more understandable and useful to the organisations that rely on them. Applications include driver risk assessment, predictive insurance analytics, behavioural modelling and the analysis of mobility patterns across locations and transport networks. Our research and innovation work also explores AI-enabled analytics and predictive location-based insights. We focus on applying analytical techniques to defined problems, with an emphasis on practical relevance, responsible data use and the value of the resulting intelligence.

Mobility is shaped by people as much as by vehicles, roads and technology. Understanding why people behave as they do is therefore fundamental to developing effective mobility solutions. The Floow brings together data-driven analysis and behavioural science to investigate driving behaviour and understand the factors associated with risk.

This expertise helps us move beyond recording what happens on the road towards developing a more meaningful understanding of driving patterns and their potential implications. We apply behavioural insights across driver risk assessment, personalised feedback, driver engagement and interventions designed to encourage safer driving. By connecting behavioural understanding with technology and data science, we help organisations develop solutions that are informed by how people actually drive and interact with mobility services.

The continued growth of connected vehicle technology creates opportunities to understand journeys through a wider range of data sources. The Floow develops technology that brings together smartphone telematics and connected vehicle data, helping create richer insights than an individual data source may provide on its own.

Our expertise includes smartphone-based sensing, connected vehicle integration, telematics technology and the management of user consent for access to vehicle data. Our FloowFusion solution supports the combination of smartphone data with native vehicle data, with support for more than 25 vehicle manufacturers. Integrating data from different sources can help support more informed driver risk assessment and connected insurance experiences, while creating opportunities for further mobility analysis.

Turning sophisticated data science into dependable, usable products requires strong engineering. Our engineering teams develop and enhance the software, data infrastructure and technology platforms that underpin our mobility solutions. This includes smartphone-based telematics, software development kits, connected vehicle integrations and the systems used to process and present mobility insights.

We work across the technology lifecycle, from developing capabilities and integrating data sources to delivering products that can be incorporated into customer experiences and operational workflows. Our approach connects scientific and analytical expertise with practical software development, enabling complex capabilities to be delivered through usable technology.

Research and innovation are central to The Floow's approach to understanding mobility and developing new capabilities. Our work brings together mobility data, data science, behavioural modelling, geospatial analysis and road safety research to investigate complex questions about how people, vehicles and transport environments interact.

Through collaborative research and innovation programmes, we contribute technical expertise and real-world mobility data capabilities to projects exploring transport systems, driver behaviour, road risk and the future of mobility. We work across the intersection of scientific research and practical application, helping turn research questions into analytical approaches, evidence and insights that can inform future technologies, services and policy.

Our research capabilities extend beyond the development of commercial products. They also support the investigation of wider mobility challenges and opportunities for collaboration with research organisations, public authorities and industry partners.

Technology delivers value when it addresses a genuine need and works for the people using it. Our product management and user experience expertise helps translate business objectives, customer requirements and real-world user needs into practical mobility solutions.

Through product discovery, user research, experience design and iterative development, we work to make complex technology accessible and relevant. This is particularly important in connected insurance, where the experience of drivers, policyholders and insurance teams influences how technology is adopted and used. By bringing product strategy, design and technical delivery together, we help ensure that our solutions address real problems and support meaningful outcomes for customers and end users.

Our expertise comes together in solutions designed to address specific challenges across insurance and the wider mobility ecosystem. In insurance, we apply telematics, behavioural insights and predictive analytics to support driver risk assessment, connected insurance, customer engagement and claims-related processes.

Across transport and mobility research, our data capabilities can support the analysis of traffic behaviour, journey patterns, road network performance and road safety questions. These applications share a common foundation: the ability to capture and interpret real-world mobility data, develop meaningful insights and translate those insights into practical technology and decision support.

By combining capabilities across disciplines, we can approach mobility challenges from multiple perspectives rather than treating data, technology and human behaviour as separate concerns.

A configurable, white-label telematics app that captures real-world driving data and delivers driver scores, feedback and rewards. FloowDrive helps insurers create engaging connected insurance propositions that encourage safer driving and support usage-based insurance.

A driver risk scoring solution that transforms real-world telematics data into meaningful insights about driving behaviour. It helps insurers better understand risk and support data-driven insurance pricing, customer segmentation and personalised driver engagement.

A connected vehicle data solution that brings together mobility data from multiple sources to create a richer understanding of journeys and driving behaviour. It helps organisations make better use of available vehicle data to support analytics, risk assessment and connected mobility services.

A telematics-enabled solution that helps insurers use driving and incident data to support claims-related processes. By connecting relevant mobility insights with claims workflows, it can help organisations better understand incidents and support more informed claims handling.

A mobility intelligence solution that uses real-world mobility data and analytical capabilities to help organisations understand travel patterns and road network use. It supports research and applications across transport planning, road safety and wider mobility challenges.

A technology toolkit designed to support the development and integration of telematics applications and services. It provides capabilities that help organisations incorporate mobility data and connected technology into their own products and customer experiences.